Subscription Cheat Sheet

Downgrade tier if not using 4K.

Subscribe seasonally for IPL or cricket, pause otherwise.

Hard to beat value on the annual plan. Includes shopping, video, and music.

Now merged into JioHotstar — check if your Jio plan bundles it.

Subscribe only during sporting seasons (cricket, WWE).

Strong for regional content. Watch for seasonal discount offers.

Family plan includes YouTube Music. Annual prepaid saves ~₹300.

Often free for 3 months with new Apple devices. Consider Apple One bundle.

Curated art-house cinema — cancel if you prefer mainstream.

Family plan works out to ~₹30/person for 6 members.

Consider Apple One bundle if using other Apple services.

Free tier is ad-supported and works well. Skip premium if you can tolerate occasional ads.

Included with YouTube Premium — don't pay for both.

Free tier available. Consider if you actually need ad-free listening.

Pause if your queue is full — unused credits roll over.

Core is enough for online multiplayer. Ultimate adds cloud gaming + EA Play.

Essential is enough for online play. Upgrade only if you try new games monthly.

Free tier may be enough for casual use. Evaluate monthly.

Free tier is generous for light use. Pro unlocks higher limits and early access to new models.

Great for research. Free tier has daily limits — Pro removes them.

Bundled with Google One AI Premium (2 TB storage included).

Included with X Premium+ — don't pay separately if you already subscribe.

Free for personal use with generous limits. Paid plans mainly needed for teams.

Free tier covers most basic design needs.

Free tier handles basic grammar. Premium adds tone and clarity.

Cancel if not actively job hunting or prospecting.

Share via Family Sharing to split costs across members.

Free 15 GB may be enough — check usage before upgrading.

Consider Google One or iCloud as cheaper alternatives if you only need basic cloud storage.

Check if bundled with your TimesPrime membership before paying separately.

Annual plans often discounted during sales.

Worthwhile for active investors tracking markets daily.

Duo plan available — split with a colleague.

Worth it if you read finance news daily — otherwise skip.

Essential for active stock investors. Free tier covers basic screeners.

Elite includes yoga and dance beyond gym workouts.

Free basics available — try before upgrading.

Always negotiate — gyms offer 20-30% off listed prices.

Only worth it if you order 8+ times per month.

Best value for frequent diners and delivery users.

Pause if your reading queue is empty — re-subscribe anytime.

Basic tier is sufficient unless you need creator tools.

Worth it if you take 4+ Uber rides or order Uber Eats frequently each month.